Newcomer Guide
A simple checklist for your first month in Canada.
Don't try to figure out Canada in one week. Start with the basics: SIN, bank account, phone number, health card, resume, job search, and credit basics. One step at a time.
Week 1
You need a Social Insurance Number to work legally, file taxes, and access many government services.
Apply online or visit Service Canada. Keep your SIN private and do not share it casually.
Week 1
You need a Canadian bank account for salary deposits, rent payments, bills, and building financial history.
Ask banks for newcomer offers, no-fee accounts, and starter credit cards.
Week 1
Most employers, banks, landlords, and government services will need a Canadian phone number.
Start with a simple monthly plan. Avoid expensive long contracts in your first month.
Week 2
Health coverage depends on your province. Apply as soon as you become eligible.
Check your province website and prepare identity, residency, and immigration documents.
Week 2
CRA handles taxes, benefits, GST/HST credit, Canada Child Benefit, and refunds.
Learn how taxes work for newcomers and keep your documents safe.
Week 3
Canadian resumes are usually simple, clear, and role-focused. No photo, date of birth, or marital status.
Create a 1–2 page resume focused on skills, achievements, tools, and work experience.
Week 3
Most hiring happens through LinkedIn, Indeed, Job Bank, company websites, and referrals.
Create profiles, upload your resume, set alerts, and apply consistently.
Week 4
Free settlement services can help with jobs, housing, language training, forms, and local guidance.
Find newcomer services near your city and book an appointment.
Week 4
Credit history helps with renting, car financing, future loans, and mortgages.
Use a credit card for small purchases and pay the full balance on time every month.
Jobs. Money. Settlement.
This guide is for general information only. Always check official government websites for the latest rules and requirements.